The person behind One Axion.
One Axion is Philip Neil. He spent over seven years in UK banking and mortgages, including almost four years quality-checking mortgage advice files, and he holds UK mortgage and protection qualifications. He now lives in Cyprus, having made the move himself.
What you can buy or book
Each one links to the full price and exactly what you get.
To buy
A website for your business
A page of your own, with your prices and a way to book, on a phone as well as a computer. It starts with a free scoping call.
See website pricesThe Financial Literacy Course
Plain-English modules from a first budget to mortgages, investing, tax and online safety, with a Certificate of Completion.
Explore the courseAxion Clarity
A desktop planner for your family's money. Your figures never leave your computer: no account and no server, for Windows and macOS.
See it in actionThe Digital Estate Organiser
A record of your accounts and digital assets that your executor can use, kept out of your Will. UK and Cyprus editions, with a free clause for your solicitor.
Open the OrganiserTo book
A free 15-minute call
Not sure where to start, or whether any of this fits? A short conversation to find the right next step. It costs nothing and it is not a sales call.
Book the free call (opens in a new tab)A paid consultation
€37.50 for half an hour on one question, or €75 for a full hour on the whole picture. Held over video, with clear next steps to take away.
See the consultationsPhilip is qualified but is not authorised or regulated by the FCA or any other regulator; One Axion gives education and guidance, not regulated advice.
From financial literacy to practical tools

Philip Neil
Founder & OwnerOne Axion began with financial literacy: the idea that more people deserve to feel confident about money. It grew because the problems people brought rarely stayed in one box. A move abroad becomes a money question, money becomes a property question, and a small business needs to be found online.
His years in financial services taught him to check the detail and to put jargon into plain language. That is the standard here: say what things cost, explain them simply, and point you at the right next step, even when that step is a free tool.
Becoming a father strengthened his wish to help individuals and families build a steadier future, with the information and tools to do it themselves.
The standards
Every guide, tool and product is measured against one question: does it solve a real problem for the person using it?
In practice
- Prices on the page. You see what something costs before you buy or book.
- Plain English. If it cannot be explained simply, it is not finished.
- Kept current. When rules or figures change, the course and the Digital Estate Organiser are revised. Those revisions, and every new version of Axion Clarity, reach you free through the link you already have: for 12 months on the course, and for two years on the Organiser and on Clarity.
- Your data stays yours. The free tools need no account, and Axion Clarity keeps your figures on your own computer.
- Craft over hype. New technology, AI included, is used for what it does, not for what it is called.
Let's solve something real
A question about money, a move abroad or a website for your business: send a message and say what you are dealing with.
Someone from One Axion will usually reply within one or two working days.
