Learn everything about money they never taught you
17 practical modules that take you from your first budget to mortgages, investing, tax and staying safe online, in plain English, with real 2026 numbers for the UK and EU.
€99
17 modules as premium PDF decks · The price you see is the price you pay.
Instant download: at checkout you confirm you want it now, which ends your 14-day right to cancel. What that means
See what's insideOne payment. Every module. No subscription, nothing to buy inside.

Here is what €99 buys that it does not.
Four providers, three formats and two countries' rules mixed together.
One shelf, in order. 17 modules, each building on the last.
Figures that go stale quietly, with no year or region to warn you.
Every figure dated and checked. The year and the region are printed on the slide.
Almost never side by side: one country's rules, often without saying which.
UK and EU side by side. ISAs and National Insurance next to the Cyprus and EU equivalents, labelled.
Often assembled from search results.
Written by someone who holds UK mortgage and protection qualifications.
Take a look inside
Four pages from four of the five stages, exactly as they appear in the modules.
(opens full size in a new tab)Module 3 · Banking Basics: what protects your savings if a bank fails, in the UK and the EU.
(opens full size in a new tab)Module 11 · Tax Planning Basics: the same salary, taxed in the UK and in Cyprus.
(opens full size in a new tab)Module 12 · Life Planning & Financial Milestones: the money milestones fixed by law, and the typical ones.
(opens full size in a new tab)Module 17 · Digital Financial Safety: the pause that beats a scam.
Before you buy
Your download is ready the moment you pay, so at checkout you confirm that you want it straight away and that your 14-day right to cancel ends once it is available: a download cannot be handed back.
What the tick-box does not change: your legal right to have anything faulty, or not as described, put right or refunded. The details are in our Returns & Refunds policy.
You left school knowing Pythagoras, but not what a payslip deduction is, how credit scores work, or what a mortgage actually costs.
The internet is full of money advice from people trying to sell you something. This course has no bank behind it and nothing to push.
Money confidence isn't talent. It's a sequence of small, learnable skills, taught in the right order.
What you will be able to do
Starting out
Read your own payslip and know where every deduction went. Understand what a credit card actually costs you before you use one, and what renting is really costing against buying.
Parents
Answer your teenager's money questions without guessing or changing the subject, and hand them something better than the talk you never got. One purchase, the whole house learns.
Catching up
Walk into a mortgage appointment knowing what they will ask and what the answers mean. Judge an investment, a pension or a "too good to be true" offer on its own terms, without needing anyone's permission.
17 modules, in the order that makes them stick
Five stages, each building on the last: from what money actually is, to the decisions that shape the rest of your life. Module numbers match the files you download; the path is the order we suggest.
- Stage 1 · 3 modules
Foundations
- Module 1: Money FundamentalsWhat money is, your money story, net worth, inflation, and your first financial goals.
- Module 2: Budgeting & IncomeBuild a budget you'll actually keep, read your payslip, and grow your income.
- Module 3: Banking BasicsAccounts, fees, switching, and exactly how your money is protected in the UK and EU.
- Stage 2 · 4 modules
Everyday Money
- Module 4: Credit & Debt ManagementCredit scores, cards, loans and BNPL, and the honest way out of expensive debt.
- Module 5: Savings StrategiesEmergency funds, ISAs and savings accounts, and making compound interest work for you.
- Module 10: Personal InsuranceThe safety nets that matter: car, home, health, life and income protection.
- Module 11: Tax Planning BasicsIncome tax and NI decoded, ISAs and pensions, with UK and Cyprus side by side.
- Stage 3 · 4 modules
Big Decisions
- Module 6: Introduction to InvestingRisk and return, funds and fees: long-term investing without the hype.
- Module 8: Mortgages & HousingDeposits, affordability, rates and schemes: the true cost of owning a home.
- Module 9: Rent vs BuyAn honest framework for the biggest housing decision you'll make.
- Module 12: Life Planning & Financial MilestonesMap your timeline from first job to retirement, the module that ties it all together.
- Stage 4 · 3 modules
Modern Money
- Module 7: Modern Financial InfrastructureHow payments, open banking and e-money actually work (and where the protection gaps are).
- Module 13: Decentralised FinanceWhat DeFi really is, and the four risks nobody mentions in the ads.
- Module 14: Stablecoins & BlockchainDigital money and CBDCs: what's real, what's hype, what's protected.
- Stage 5 · 3 modules
The Real World
closes the school-curriculum gap- Module 15: Public MoneyWhere your tax goes, what deficits and debt mean, without the politics.
- Module 16: Student Finance & Life After SchoolStudent loans decoded, first budgets, first tenancies, first payslips.
- Module 17: Digital Financial SafetySpot the scams that target your generation, and know exactly what to do if one lands.
Buy once, learn at your pace, finish with proof
Buy once
Pay at checkout and your download page opens straight away, with the same link sent by email.
Learn at your pace
All 17 modules as beautifully designed, presentation-quality PDFs, with 12 months of free content updates as figures change.
Finish with proof
Complete the course and receive your personalised One Axion Certificate of Completion.
A Certificate of Completion with your name and the 17 modules it covers: ask for it when you have worked through them. A personal milestone, not an accredited qualification, and we say so rather than dressing it up.
Bring the course to your school
The full 17-module curriculum maps to UK KS4 Citizenship and PSHE Economic Wellbeing, and to the Cyprus MoE mandate, delivered as a done-for-you pack with teacher notes for every slide, activities, and completion certificates. Teacher-led licences or digital licences from €50 per student per year (minimum 20 students).
Cyprus schools: we will walk a head of department through the whole curriculum pack, module by module, and show you how it maps to the mandate, before anyone commits to anything.
Everything you might be wondering
Who is the course for?
What exactly do I get?
How is it delivered?
Is this financial advice?
Is the certificate an official qualification?
Is it UK or EU focused?
Are the figures current?
What's your refund policy?
Do you offer school or group licences?
Does it push crypto or investing?
In Control of Your Money
Knowing how money works is the first part. Seeing your own numbers is the second. Leaving a record anyone could follow is the third. This is all three.
- The Financial Literacy Course: 17 modules, from your first budget to mortgages, investing and tax.
- Axion Clarity: the desktop app that does your household numbers on your own computer, with nothing uploaded anywhere.
- The Digital Estate Organiser, both editions: UK and Cyprus, so whoever has to find your accounts one day can.
€139·€183 bought separately
Instant download: at checkout you confirm you want it now, which ends your 14-day right to cancel. What that means
This course is for educational purposes only and does not constitute financial advice. We never recommend specific products or providers. Consider your own circumstances and seek regulated advice where appropriate. Digital Product Policy ·Returns & Refunds
Ready to get money-confident?
€99
17 modules as premium PDF decks · The price you see is the price you pay.
Instant download: at checkout you confirm you want it now, which ends your 14-day right to cancel. What that means
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