Executors cannot find the accounts
A bank will not confirm an account exists until someone names it. Nobody names what they do not know about, so balances sit unclaimed and estates stay open for months.
Your passwords and account list must not be in it. They belong somewhere private, in a form your executor can actually use — and that is what this is.

A bank will not confirm an account exists until someone names it. Nobody names what they do not know about, so balances sit unclaimed and estates stay open for months.
Recurring payments keep collecting long after death, from an account nobody has authority over yet. Each one has to be chased individually, and cancelling requires proof the provider will only accept from a named executor.
Lose the recovery phrase and there is no helpline, no reset and no recourse. This is the only category on the list where the money does not become hard to reach — it stops existing for your family.
This is the page you hand to your solicitor. It gives your executor explicit authority to find and deal with your digital accounts, and it contains no credentials — so it is safe to sit inside a document that becomes public at probate.
The workbook behind the clause. Every account, device and subscription in one place, as a fillable PDF you complete on screen and an editable Word version you can adapt.
Drafted for England & Wales
€22
Charged in euros.
Drafted for Cyprus and EU succession rules
€34
Charged in euros.
United Kingdom and Cyprus
€45
Charged in euros.
A Will says who gets what. It does not say where anything is. Your executor is left guessing at accounts they cannot see, and a bank will not tell them what exists until they can name it.
Cyprus applies forced heirship: fixed shares of your estate are reserved for spouse and children by law. Section 42, which once exempted foreign nationals, was repealed in 2015. Most British residents here still believe their UK Will governs everything.
Domains lapse, payment processors freeze, and a customer list sits behind a login nobody else has. The business can be worth a great deal and still be unreachable.
An organisational tool, not legal advice. The Digital Legacy Organiser and the Digital Assets Clause do not create, replace or amend a Will or any other legal instrument, and they cannot account for your personal circumstances. Have your Will prepared by a qualified lawyer in your jurisdiction. Last reviewed: August 2026.Digital Product Policy ·Returns & Refunds