Axion Finance · Estate planning

When probate is granted, your Will can be read by anyone.

Your passwords and account list must not be in it. They belong somewhere private, in a form your executor can actually use — and that is what this is.

UK & Cyprus editionsFillable PDF + editable WordLast reviewed: August 2026
Why this exists

Three things that go wrong, reliably

Executors cannot find the accounts

A bank will not confirm an account exists until someone names it. Nobody names what they do not know about, so balances sit unclaimed and estates stay open for months.

Subscriptions bill a closed estate

Recurring payments keep collecting long after death, from an account nobody has authority over yet. Each one has to be chased individually, and cancelling requires proof the provider will only accept from a named executor.

Self-custodied crypto is gone permanently

Lose the recovery phrase and there is no helpline, no reset and no recourse. This is the only category on the list where the money does not become hard to reach — it stops existing for your family.

Free · 2 pages

The Digital Assets Clause

This is the page you hand to your solicitor. It gives your executor explicit authority to find and deal with your digital accounts, and it contains no credentials — so it is safe to sit inside a document that becomes public at probate.

Edition

United Kingdom Edition · England & Wales · v1.0 · Last reviewed: August 2026

The full pack

The Digital Legacy Organiser

The workbook behind the clause. Every account, device and subscription in one place, as a fillable PDF you complete on screen and an editable Word version you can adapt.

United Kingdom Edition

Drafted for England & Wales

€22

Charged in euros.

  • 17 pages, 668 fields
  • Fillable PDF, complete and save on screen
  • Editable Word version included
  • Last reviewed: August 2026

Cyprus Edition

Drafted for Cyprus and EU succession rules

€34

Charged in euros.

  • 19 pages, 672 fields
  • Fillable PDF, complete and save on screen
  • Editable Word version included
  • Last reviewed: August 2026
Best if you hold assets in both countries

Both Editions

United Kingdom and Cyprus

€45

Charged in euros.

  • 36 pages, 1,340 fields
  • Fillable PDF, complete and save on screen
  • Editable Word version included
  • Last reviewed: August 2026
Contents

The 11 sections

  • Accounts and logins, recorded by where they live rather than what unlocks them
  • Devices, and who holds the passcodes
  • Subscriptions and recurring payments, with cancellation routes
  • Email accounts, and which ones everything else recovers through
  • Banking, savings and investment platforms
  • Cryptocurrency and self-custodied wallets
  • Domains, websites and anything earning income
  • Cloud storage, photos and irreplaceable files
  • Social media, and what you want done with each account
  • Loyalty schemes, air miles and stored balances
  • Your executor’s first-hour checklist
Who it is for

Three people this was written for

Anyone with a Will

A Will says who gets what. It does not say where anything is. Your executor is left guessing at accounts they cannot see, and a bank will not tell them what exists until they can name it.

British expats in Cyprus

Cyprus applies forced heirship: fixed shares of your estate are reserved for spouse and children by law. Section 42, which once exempted foreign nationals, was repealed in 2015. Most British residents here still believe their UK Will governs everything.

Anyone running an online business

Domains lapse, payment processors freeze, and a customer list sits behind a login nobody else has. The business can be worth a great deal and still be unreachable.

Questions

Before you buy

Is this a Will?
No, and it is not a substitute for one. A Will directs who inherits. This records what exists and where to find it, so whoever administers your estate can act on the Will you already have. Have that Will drawn up by a qualified lawyer in your jurisdiction.
Do I write my passwords in it?
No. That is the one thing this document deliberately does not ask for, and the reason matters: once probate is granted, a Will becomes a public document that anyone can read. Anything attached to it is exposed. This records where an account lives and how it is recovered — you keep the credentials in a password manager and record only where that manager is and how your executor reaches it.
Which edition do I need if I own things in both countries?
Both, which is why the two-edition option exists. Cyprus succession rules and England & Wales rules genuinely differ, and an asset sitting in the wrong jurisdiction’s paperwork is the thing that stalls an estate. If you moved from the UK to Cyprus and kept a UK bank account, pension or property, that is you.
Is this legal advice?
No. It is an organisational tool. It does not create, replace or amend any legal instrument, and it cannot account for your personal circumstances. Use it to prepare properly for a conversation with a qualified lawyer — that conversation will be shorter and cheaper because of it.
Can I edit it?
Yes. Every paid edition includes both a fillable PDF, which you can complete on screen and save, and an editable Word version if you would rather restructure it, add sections or hand it to a solicitor to adapt.
What is in the free extract?
The Digital Assets Clause: 2 pages, the clause on its own. It is written to be handed to whoever drafts your Will, giving your executor explicit authority to access and deal with your digital accounts. It is the part that belongs in the legal document; the Organiser is the workbook that sits alongside it.
What if I change my mind?
You have 14 days from buying to cancel for a full refund, even after you have downloaded the files. We do not ask you to sign that right away at checkout, so you keep it. Separately, if anything is faulty or is not what we described, tell us when you find out — two years at minimum, six if you bought in the UK — and we will put it right or refund you. Email hello@oneaxion.com; no reason needed. The full position is in our Returns & Refunds Policy.

An organisational tool, not legal advice. The Digital Legacy Organiser and the Digital Assets Clause do not create, replace or amend a Will or any other legal instrument, and they cannot account for your personal circumstances. Have your Will prepared by a qualified lawyer in your jurisdiction. Last reviewed: August 2026.Digital Product Policy ·Returns & Refunds